Q3 2025 Newsletter

Mid-year is the perfect time to pause and check in on your financial goals. No pressure—just a chance to reflect, reset, and keep moving forward. Here are three simple steps to help you refocus.

Good news: summer is here! Even better? You don’t need to spend a lot to make it unforgettable. With a little planning, your money can stretch further—and your summer can shine brighter.

Whether they’re close to home or far away, we’re here to help you both feel ready. With the right tools, your student can start building smart money habits and take charge of their financial future.

You don’t need a diploma to get smart about money—just the right resources and a fresh start. This back-to-school season, take the opportunity to learn the financial basics you never got in class.

Wondering where your money goes each month? You’re not alone. Budgeting can feel overwhelming—but zero-based budgeting offers a simple, clear way to take control, no math degree required.

A new Android malware called Godfather is targeting banking apps—including ours—to steal login info and drain accounts. The good news: you can protect yourself before it strikes.

For those impacted by the floods in Texas and New Mexico, we’re offering loan payment deferments and short-term, small-dollar loans to provide immediate financial relief.

Our Pet Adoption Event on May 31 was a huge success, with over 70 pets finding new homes! We also covered $7,000 in adoption fees and donated another $7,000 through the Frontwave Foundation to support our rescue partners.

At Frontwave Credit Union, we’re all about backing the brave—especially our local businesses and amazing Members! Check out our new Frontwave Fridays: Community Kickbacks program for exclusive deals and promotions.

Join the Frontwave Foundation for our Charity Golf Tournament on Friday, October 3 at Emerald Isle Golf Course in Oceanside! Enjoy a fun day of golf to support financial education and community programs.

Want the best seat in the house? Bid on our VIP suite at Frontwave Arena—complete with premium views and VIP parking. Whether you're into concerts or comedy, this is your chance to experience it all in style.

Meet Nova, a rescue dog training to become a psychiatric service animal for a veteran through our Red Star Sponsorship with Shelter to Soldier. Over the next year, she’ll learn to provide support for PTSD, TBI, and other invisible wounds of war.

This spring, we launched a scholarship program to support Frontwave Credit Union Members making an impact in our community. We'll announce the winners soon and award up to $14,000 in scholarships.

Stock up and save! Use your Frontwave Visa^® Credit Card and you could win up to $500 cash back—just for shopping where you already do. No sign-up needed—just swipe to enter!

Ready to grow your savings? Frontwave Share Certificates offer competitive, high-yield returns—no market risk, just steady growth toward your goals. Take advantage of this opportunity!

Strike Force Football at Frontwave Arena brings fast-paced, high-energy indoor football action to the heart of Oceanside. Use code 'StrikerSquad' to get free tickets for your family to enjoy the July 27th final game of the season!

Join us to gain valuable insights on a variety of financial topics including retirement planning, investing, Medicare, and more! These interactive sessions are designed to help you make informed decisions and achieve your financial goals.