Your Equity. Your Rules.

Use the value you've built to renovate, consolidate, or fund what's next. 

Loans That Mean Business

Lending options tailored for hardworking business owners like you.

News. Money tips. Community impact.

Insights on money, life, and the communities we serve.

Frontwave Foundation

Turning compassion into action through grants, scholarships, and support for local nonprofits.

Community
See how we support local causes and initiatives that strengthen the neighborhoods where we live and serve.
Learn about our 501(c)(3) nonprofit advancing positive change in our communities.
Special Offers
Discover exclusive discounts & special offers from local businesses — made just for our community!

Follow us on Instagram to win free tickets to Frontwave Arena!

One Card Won’t Fit Every Life. That’s Why We Have Options.

Whether you’re focused on keeping interest low, building credit, or earning rewards on everyday spending, Frontwave Credit Union Visa® cards give you flexibility, security, and control. Compare your options and choose the card that fits how you spend and where you’re headed.

Visa Platinum Credit Card

Visa Platinum

Designed for Members with strong credit who want more purchasing power and straightforward pricing.

Designed for Strong Credit
A card built for established credit histories.

More Room for Larger Purchases
Higher credit limits available based on creditworthiness1

No Annual Fee
Added flexibility without added cost

Visa Rewards Signature Credit Card

Visa Signature Rewards

Everyday purchases earn points you can redeem for travel, cash back, gift cards, and more. 

Rewards on Everyday Purchases
Earn points on every dollar you spend2

Redeem Your Way
Flexible options including travel, cash back, and gift cards

No Annual Fee
Earn rewards without an extra cost

Visa Classic Credit Card

Visa Classic

A practical option for building or rebuilding credit while keeping costs easy to understand.

Everyday Spending Made Manageable
A simple card designed for daily purchases and control

Clear Costs You Can Plan Around
Fixed APR based on your credit history3

No Annual Fee
Keep extra charges out of the equation

Card Benefits That Have Your Back

Every Frontwave Visa credit card includes built-in protections, round-the-clock support and added perks, all just a call or click away.

Zero Liability Policy

Visa’s Zero Liability Policy protects you from unauthorized charges if your card is lost, stolen or fraudulently used.

Cardholder Inquiry Service

Get help understanding and using your Visa benefits with personalized support from Visa experts.

Lost or Stolen Card Help

Get immediate help to stop fraud, replace your card and secure your account.

Emergency Card Replacement & Cash Access

One call to Frontwave connects you to 24/7 support for card replacement or emergency cash.

Roadside Dispatch®

Pay-per-use roadside assistance available 24/7, with a set price per service call. Certain limitations apply.

Exclusive Visa Offers

Visa cardholders get access to special offers on travel, dining and more from select partners.

Compare Cards

Select the accounts you want to compare:

Visa Classic

Visa Platinum

Visa Signature Rewards

Everyday spending and credit building
Lower interest and higher limits
Earning rewards on everyday purchases
A simple way to build credit with no annual fee and predictable terms.
Save on interest over time with Frontwave’s lowest APR credit card.
Turn everyday purchases into points you can redeem for cash, travel, and more.
14.00%
9.50%
16.49%
$0
$0
$0

Additional Picks

BLOGS

Smart Reads For Savvy Banking.

Disclaimers

1Purchase APR for the Visa Platinum Credit Card is 9.50%. Credit approval required. See the Credit Card Rates & Fees Disclosure for details.

2Purchase APRs for the Visa Signature Rewards Credit Card are variable and may change with the market based on the Prime Rate. Rewards subject to program terms and conditions. Credit approval required. See the Credit Card Rates & Fees Disclosure for details.

3APR = Annual Percentage Rate. Purchase APR for the Visa Classic Credit Card ranges from 14.00% to 22.00%, depending on credit history. Credit approval required. See the Credit Card Rates & Fees Disclosure or Military Credit Card Rates & Fees Disclosure for details.

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