Your Equity. Your Rules.

Use the value you've built to renovate, consolidate, or fund what's next. 

Loans That Mean Business

Lending options tailored for hardworking business owners like you.

News. Money tips. Community impact.

Insights on money, life, and the communities we serve.

Frontwave Foundation

Turning compassion into action through grants, scholarships, and support for local nonprofits.

Community
See how we support local causes and initiatives that strengthen the neighborhoods where we live and serve.
Learn about our 501(c)(3) nonprofit advancing positive change in our communities.
Special Offers
Discover exclusive discounts & special offers from local businesses — made just for our community!

Follow us on Instagram to win free tickets to Frontwave Arena!

POS & terminal solutions.

Mobile processing solutions.

Get Paid Without the Friction

Taking payments should be simple. No delays. No surprises. Frontwave Merchant Services, powered by  Total Merchant Concepts (TMC), gives your business the tools to accept payments anywhere, keep costs in check and stay focused on serving your customers.

POS & Terminal Solutions

Get the POS system you need without overpaying. From Clover to simple, efficient setups, TMC keeps checkout fast and affordable.

Built for the Way You Sell
From countertop systems to full POS setups, get the tools you need without overpaying for what you don’t.

Fast, Reliable Payments
Accept cards, contactless and digital payments with speed your customers expect.

Simple Setup, No Hassle
Get up and running quickly with systems designed to work out of the box.

Mobile Processing Solutions

Need to take payments on the go? With tools like SwipeSimple and Clover Flex, TMC makes it seamless to take your business mobile.

Take Payments Anywhere
Accept payments on the go with tools like SwipeSimple and Clover Flex.

Turn Any Device Into a Checkout
Use mobile devices to process payments wherever your business happens.

Keep Sales Moving
No missed opportunities. Get paid whether you’re in-store, on-site or on the move.

Want to Learn More About
TMC’s Payroll Services?

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