We've Got Your Six.

Eight Members. Forty dollars. One mission. Serve those who serve.

Founded in 1952 as Camp Pendleton Federal Credit Union, Frontwave was built to serve those who serve. That mission continues today. We help you build financial security, stay ready for what’s next and access banking built for military life.

With branches on and near bases, digital banking that moves with you, and a team that includes retired Marines and financial counselors who understand your world, you are never just an account number.

Frontwave. Built for military life. Backed by decades of trust.

Mission-Ready Finances

Money impacts every part of your life. From payday to what’s next, we make it simple.

Frontwave Advance Pay

Get paid up to two days early with direct deposit at Frontwave. No waiting. No fees. No extra steps.

Government Shutdown Protection

Delayed pay due to a government shutdown? Frontwave has your back. We advance payroll for eligible active-duty service members and Department of Defense employees with direct deposit at Frontwave.

Ready to Set Up Direct Deposit?

Visit a branch or call 800.736.4500 option 4. 

We’ll help you get it set up in minutes.

Financing for Every Mission

Beyond our other lending options, we offer loans built specifically for service members.* Start our easy loan process.

  • Signature Loan

    Fixed-rate borrowing for planned or unexpected expenses. Borrow up to $20,000 with no collateral.

  • Ready Cash

    Fast cash without risky payday loans. Borrow up to $500 with same-day access.

  • Line of Credit

    Flexible access to extra cash anytime. It works like a credit card, but with a lower rate. 

  • Share Secured Loan

    Build credit while keeping your savings intact. Low fixed rates. No credit score minimum.

Don’t Let Scammers
Steal Your Pay.

Service members are prime targets for fraud. Scammers pose as DFAS or financial institutions to steal personal information and money. Never share login credentials, one-time codes or ID photos. When in doubt, call us before you act.

Financial Readiness Support

We know military life and the financial challenges that come with it. Our team delivers real-world strategies to help you stay on track.

Military Relations Team: Experts Who Have Been There

Retired Marines, drill instructors and certified financial counselors offer free one-on-one coaching and unit training on budgeting, credit, auto buying and deployment financial planning. We help you build strong financial habits from day one.

Financial Strategies Workshops

The Department of Defense encourages military financial education. We take it further. Our workshops give you real-world strategies you can use now. Fundamentals of Personal Finance sessions are available on request and hosted at local SMP Centers.

Topics We Cover:

  • Money Management: Build strong financial habits
  • Auto Buying: Get the best deal without the stress
  • First-Time Home Buying: Navigate VA loans and avoid pitfalls
  • Deployment Financial Planning: Prepare your finances before you go

Want to Schedule a Personal Session or Workshop?

Reach out to our Military Relations team at mrt@frontwavecu.com to coordinate a session that fits your schedule.

Additional Tools

Branches Where You Serve. Support Wherever You Go.

Frontwave has 13 branches across Southern California, including six serving military installations. Find us on Camp Pendleton (3 branches), Marine Corps Recruit Depot San Diego, MCAGCC 29 Palms, and near Marine Corps Logistics Base Barstow.

Not near a Frontwave branch or ATM? You’re still covered. Access 30,000+ fee-free CO-OP ATMs and 5,000+ Shared Branch locations nationwide.

And when you need us, digital banking and real-person support keep us just a call or click away, wherever duty takes you.

Disclaimers

* All loans subject to approval. Terms and conditions apply. 

Pages within