Q1 2026 Newsletter

Your Guide to a Smarter Financial Year.

In this issue, we’ll help you navigate tax season with confidence, recover from holiday spending, and strengthen your financial foundation. Discover ways to save time, avoid common tax mistakes, and balance spending with saving. Here’s to a strong financial year - one smart choice at a time.

Growth, Gratitude, and What’s Next

Closing out 2025 with big milestones and bigger goals. Hear from our CEO on growth, gratitude, and what’s next for Frontwave.

Government Shutdown Recap

When pay stopped, we didn’t. Learn how we quickly supported 30,000+ active-duty service members and DoD civilians during the shutdown.

Annual Election Voter’s Guide

It’s that time of year again. Voting opens in February. Meet the candidates now and get ready to choose the leaders who guide our Credit Union.

Morongo Basin Best of Best

Thank you Morongo Basin! We have been voted Best Bank in the Hi-Desert Star and Desert Trail’s 2025 Best of the Best Awards for five straight years.

Oceanside Proclamation

Oceanside declared November 19 Frontwave Credit Union Day in honor of how we supported 31,000 military and civilian Members during the shutdown.

Tax Filing Tips

Tax season is here again. Use this quick guide packed with helpful tips to help you stay on track when filing your 2025 taxes.

Recover from Holiday Spending

If the holidays stretched your budget, you’re not alone. A small reset can help you manage spending and build stronger savings for the year ahead.

Subscription Rehab

Cut the clutter without cutting the fun. See how a quick subscription check can free up cash and keep more money in your pocket.

Small Moves. Big Progress.

Build better money habits one month at a time. Pick a goal. Make a move. Keep going. Your future self will thank you.

Our Security Hub

Stay a step ahead of fraud and scams. Our Security page is regularly updated with expert guidance to help you protect your accounts.

Spoofed Calls

Beware of spoofed calls claiming to be Frontwave. Do not share personal info. Read how to spot scams and protect your account.

Coat and Comfort Drive

The Frontwave Give360 Coat & Comfort Drive runs until January 16. Donate coats, blankets, or shoes and spread warmth where it’s needed most.

Community Kickbacks

Every Friday, we share exclusive deals from local businesses. No gimmicks, just real rewards from the people and places that build our neighborhoods.

Hero of the Game

We’re teaming up with Frontwave Arena to honor a Hero of the Game, celebrating those who serve our communities and country.

Hygiene for Humanity

Frontwave Give360 volunteers rolled up their sleeves to assemble and deliver over 9,000 hygiene kits to neighbors who need them most.

Oceanside Museum of Art

We’re proud to be named 2025 OMA Business Partner of the Year, supporting free admission for military families through the Blue Star Program.

New Foundation Website

Discover the new Frontwave Foundation website. See how your support powers financial wellness, education and community impact.

Hygiene for Humanity Drive

The Foundation’s hygiene drive raised $7,200 and delivered over 9,000 hygiene kits to individuals and families experiencing homelessness.

Foundation Golf Tournament

Our Charity Golf Tournament raised more than $10,000 to support local organizations. Thank you to our players, sponsors, and volunteers!

Clippers Military Night

Military Night at Frontwave Arena turned game energy into community impact. See how your support helped raise funds for those who serve.

Visa Holiday Sweeps

Turn holiday shopping into a chance to win $1,000. Every $20+ with your Frontwave Visa Credit Card earns an entry. Click the link for full details.

$350 for New Business Members

Open a new business checking and savings account and score a $350 bonus. It’s our way of helping you grow while keeping your money working harder.

Refer a Friend, Get $100

Share Frontwave with friends and you’ll both earn $100 when they join. Because good friends and great banking are worth rewarding.

6-Month Share Certificate

Give your savings a boost without the wait. Lock in 3.65% APY for 6 months and watch your money start pulling its weight.

2.50% HELOC

A rate worth saluting. Get a 2.50% intro rate for 6 months on a new HELOC as we honor the USMC’s 250 years of service.

Get in the Action at Frontwave Arena

Frontwave Arena is buzzing with energy as the San Diego Clippers and Sockers make their mark on their 2025–26 seasons.

Skip-a-Pay Program

Frontwave’s Skip-a-Pay Program lets you skip one loan payment per year to help reduce holiday stress and lighten your financial load.