Your Equity. Your Rules.

Use the value you've built to renovate, consolidate, or fund what's next. 

Loans That Mean Business

Lending options tailored for hardworking business owners like you.

News. Money tips. Community impact.

Insights on money, life, and the communities we serve.

Frontwave Foundation

Turning compassion into action through grants, scholarships, and support for local nonprofits.

Community
See how we support local causes and initiatives that strengthen the neighborhoods where we live and serve.
Learn about our 501(c)(3) nonprofit advancing positive change in our communities.
Special Offers
Discover exclusive discounts & special offers from local businesses — made just for our community!

Follow us on Instagram to win free tickets to Frontwave Arena!

Build the Future You Want.

Savings isn’t about what you hold back. It’s about what you make possible. From steady growth to high-yield options, our accounts help you grow faster, stay prepared and stay in control. Pick the one that fits your goals and start building real momentum today.

Share Savings

Your starting point for membership and a simple way to build strong savings habits.

  • Earn dividends on every dollar
  • No minimum balance to maintain
  • Flexible saving for any goal

Money Market

Higher earning potential with the flexibility to access your money when you need it.

  • Earn higher dividends as your balance grows
  • Easy access without long-term commitments
  • A smart way to boost short-term savings

IRA Savings

A dedicated account designed to help you build long-term security for retirement.

  • Tax-advantaged saving toward your future
  • Roth and Traditional IRA options
  • Steady, reliable growth with purpose

Certificate Accounts

Guaranteed earnings with locked-in rates that help your money grow predictably.

  • Choose your term and lock your rate
  • Higher yields than standard savings
  • Safe, dependable growth for your goals

Checking That Works
as Hard as You Do.

Simple, flexible accounts built to make every day easier.

Compare Accounts

Select the accounts you want to compare:

Share Savings

Money Market

Certificates

IRAs

Building a savings cushion
Earning more without losing flexibility
Savings you won’t need right away
Long-term retirement growth
Simple savings that earns dividends
Tiered rates that increase with balance
Lock in a fixed rate for a term
Tax-advantaged saving for retirement
Easy access when you need it
Easy access to your funds
Funds held until maturity (penalties may apply)
Subject to IRS withdrawal rules
Lower dividend earnings
Higher returns with larger balances
Higher returns than basic savings
Varies by account type

Rates, terms, and availability may change. Earnings vary by balance, account type, and market conditions. Transaction limits or withdrawal restrictions may apply. Early withdrawal penalties apply to Certificates. IRA accounts are subject to IRS rules and may have tax implications. Consult a tax advisor.

Account Resources

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