Already Banking Somewhere Else? Switching is Easy.
Moving your money should be simple. That’s why we created EasySwitch, your step-by-step guide to moving your accounts to Frontwave without the hassle. In just a few steps, you will have your direct deposits, bill payments, and account transfers set up with zero headaches.
Membership Benefits
Secure Your Future
With high-yield savings accounts
No-Fee Checking
With no per-check charges
Plan For Retirement
With Individual Retirement Accounts (IRAs)
Grow Your Money Safely
With Share Certificates
Flexible Credit
With Visa® cards for maximum purchasing power
Home and RV Loans
With great rates and low fees
Auto Financing
Up to 115% for your next ride
Bank Anytime, Anywhere
With online, mobile, and toll-free access
Three Ways to
Make the Switch
Online
Download the forms and checklist, and open an account online
Once all transactions have cleared, use our Account Closing Form to notify your old bank.
Allow at least 10 business days to ensure all outstanding payments have been processed.
Get $350* When You Switch!
Open Your Accounts Setup Checking and Savings accounts with e-statements on the same day.
Set Up Direct Deposit Start a $1,000+ monthly direct deposit within your first 90 days.
Get Rewarded We'll drop $350 into your savings once you qualify. Simple as that.
No Hoops. No Hassle. Just $350 to Prove We’re Worth It.
Disclaimers
* Important Information and Disclosures
How to qualify: To receive the $350 bonus, open new Frontwave Checking and Savings accounts within the same day (subject to approval), enroll in e-statements, and set up recurring external direct deposits or ACH transfers totaling $1,000 or more. The $1,000 must post within a single calendar month and within 90 days of account opening. (Example: Two $500 paychecks within the same month qualifies.) Transfers between Frontwave accounts do not qualify.
How you get paid: Bonus will be deposited into your Frontwave Savings account within 120 days if requirements are met and accounts remain in good standing.
Who’s eligible: Offer available to new Frontwave members age 18 or older who live, work, worship, or attend school in San Diego, Riverside, Imperial or San Bernardino counties, or who qualify through a Select Employer Group (SEG) or military affiliation. Not available to employees, volunteers, or anyone who has had a Frontwave account closed within the past 18 months. Limit one bonus per person.
Other important info: Offer effective as of August 1, 2025, and may change or end without notice. A 1099-INT will be issued for tax reporting purposes.
Heads up, gig workers: To qualify, your deposits must come through as standard direct deposit or ACH into your Frontwave bank account. Transfers from a debit card or wallet (like PayPal or DasherDirect) do not count.
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