LIMITED TIME PROMOTION

Save with Momentum

Earn 3.65% APY* with a 6-Month Share Certificate

Ready to Grow Your Money?

Put your money to work with a 6-Month Share Certificate from Frontwave. Lock in a fixed rate and watch your savings grow faster than a traditional account. No market swings. No surprises. Plus, your deposit is federally insured. 

Whether you’re saving for a vacation, a rainy day, or your future, a Share Certificate is a smart, low-risk way to grow your money. Don’t wait. This limited-time offer won’t last forever.

Getting Started Is Easy

  • Open Your Share Certificate Online

    Open now.

  • Need Help?

    Call 800.736.4500 or stop by your local branch.

  • Early Withdrawals May Reduce Earnings

    and are subject to penalty.

  • Additional Terms May Apply.

    See full details below.

Looking for a
Longer-Term Option?

Explore Frontwave's competitive Share Certificate rates.

Disclosures

* APY= Annual Percentage Yield. Minimum $1,000 to open a share certificate. Yield and term quoted are valid as of April 1, 2026 and are subject to change without notice. Early withdrawal/account closure subject to penalty equal to the greater of the following: 7 days dividends on the amount withdrawn, or 90 days of dividends. Must be a member or qualify for membership to open a certificate. Upon maturity, the certificate will automatically renew at the current rate and term closest to our standard terms (6, 12, 18, 24, 36, 48, or 60 months), or if previously selected, the funds will be transferred to your account. During the 7-day grace period, which begins on your maturity date and ends 7 calendar days later, you may make a withdrawal without penalty. 

Insured up to $250,000 by NCUA. 

Share Certificates are subject to a market cap of $35 million, and once this limit is reached, new accounts may no longer be accepted until the cap is adjusted.