Smart Strategies. Real Growth. Your Financial Future Starts Here.

Your money should work as hard as you do. Whether you're planning for retirement, growing your investments or securing your family's future, Frontwave Investment Services gives you the tools and expertise to build wealth, protect your assets and take control of your financial future.

With a team of experienced financial professionals by your side, you’ll get personalized strategies designed to help you preserve, grow and maximize your wealth. No guesswork. No cookie-cutter plans. Just smart, strategic financial guidance to help you reach your goals.

Financial Solutions That Work for You

Wherever you are in life, we’ll help you make confident financial moves with services like:

  • Retirement Planning

    Build a secure future with a strategy that fits your lifestyle

  • Investment Management

    Optimize your portfolio for long-term success

  • Education Funding

    Plan ahead for college expenses with smart savings solutions

  • 401(k) & IRA Guidance

    Get expert advice on maximizing your retirement savings

  • Retirement Income Planning

    Ensure steady income after you stop working

  • Long-Term Care Insurance

    Protect yourself and your family from future healthcare costs

  • Comprehensive Financial Planning

    Take a big-picture approach to building wealth

Expert Guidance, Tailored
To You.

At Frontwave, we don’t just manage investments. We build relationships. Our financial professionals take the time to understand your goals, risk tolerance and timeline, creating a plan that’s as unique as you are.

The best time to plan for tomorrow is now. Let’s build your financial future together.

Niko Pandeleos

Financial Advisor / Registered Representative, LPL Financial
CA Ins. License #: 4207796

Phone: (760) 439-6960

Helping you pursue your financial goals is both my honor and my highest priority. By starting with your unique needs, experience, and time horizon, we can work together to build a strategy that supports both your short- and long-term objectives.

Credit union members often focus on goals such as:

  • Building wealth during their working years
  • Achieving security and independence in retirement
  • Transferring assets in the most advantageous way

No matter where you are in life, I offer the tools and financial products to create a personalized assessment - through collaboration and thoughtful planning. Getting started is easy. Contact me today for a no-cost, no-obligation consultation.

Broker Check

Check the background of our investment professionals associated with this site on FINRA's Broker Check.

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Disclaimers

The financial professionals at Frontwave Investment Services are registered representatives with, and securities and advisory services are offered through, LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frontwave Credit Union and Frontwave Investment Services are not registered as a broker - dealer or investment advisor. Registered representatives of LPL offer products and services using Frontwave Investment Services, and may also be employees of Frontwave Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Frontwave Credit Union or Frontwave Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government AgencyNot Credit Union GuaranteedNot Credit Union Deposits or ObligationsMay Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS

Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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