Switch to Frontwave

Get $350* when you join.

$350* Reasons You’ll Love Doing Business Here.

Banks and fintechs talk a good game, but too often it’s all hoops and hidden catches. We back our promise with $350 and a commitment to making your business banking simple, transparent, and built for growth. Make the move to Frontwave and get the kind of banking that works as hard as you do. You’ll feel the difference and won’t look back.

Ready to Make the Move?

Make Appointment

Business accounts must be opened in person. Skip the wait. Schedule a time that works for you.            

What You'll Need

Bring your ID, business docs, and $1,500 to get started. Review the full checklist by business type.            

Review Accounts

Choose from multiple options with tools to help your business grow. Compare features and find your fit.

How to Qualify for the $350 Bonus*

  • Setup Your Accounts

    Open both a new Business Checking and Business Savings account

  • Opening Deposit

    Bring $1,500 or more for your opening deposit.

  • Enroll in eStatements

    Get faster, easier access to your statements

  • Maintain Balance

    Keep at least $1,500 in your Business Checking account for two months

  • Complete Transactions

    Make at least 10 transactions per month for two months

  • Get $350 Bonus

    Meet these milestones and we’ll put $350 into your Business Savings account.

  • Need help?

    Give us a call at 800.736.4500 and we'll walk you through it

Disclaimers

* Important Information and Disclosures

Effective September 1, 2025. This offer is available to new Frontwave Credit Union Business Members who open both a Business Checking and Business Savings account with eStatements at the same time, with a combined opening deposit of $1,500 or more. The business must meet membership eligibility requirements and provide all required documentation. Limit one bonus per business entity.

This offer is not available to existing Business Members or to businesses that have closed any Frontwave Business account within the past 18 months. Frontwave employees, volunteers, and their immediate family members are not eligible to receive this offer for their own business. 

To qualify for the $350 bonus, the new Business Member must:Open both a Business Checking and Business Savings account with eStatements at the same time and deposit $1,500 or more at opening;

  • Within the first 90 days, maintain a minimum daily collected balance of $1,500 in the Business Checking account for two consecutive full calendar months; and
  • Within the first 90 days, complete a minimum of 10 transactions per month in the Business Checking account for two consecutive full calendar months.

The $350 bonus will be deposited into the Business Savings account within 30 days of meeting all requirements. Bonus may be subject to tax and will be reported on IRS Form 1099-INT. 

Required documentation includes:

  • Valid Tax Identification Number (EIN or SSN for sole proprietors);
  • Current business license or fictitious business name filing;
  • Business formation documents (e.g., Articles of Incorporation, Partnership or Operating Agreement);
  • Government-issued photo ID for all owners, authorized signers, and beneficial owners (25% or more ownership).

Additional documentation may be required under federal regulations or Frontwave policies. A full checklist by business type is available in our business checklist. 

Frontwave does not open accounts for businesses engaged in prohibited or high-risk activities. These include, but are not limited to: money service businesses (e.g., check cashing, currency exchange, digital/cryptocurrency exchanges), internet gambling or gaming, marijuana-related businesses (including ancillary services), payday lending, and pawnshops.

Fees apply to Business Checking accounts and vary by account type. Fees may reduce earnings and available balances. For full fee details, please refer to the Business Account Schedule of Fees.

Offer may be changed or withdrawn at any time without notice. All accounts are subject to Frontwave’s standard terms, conditions, and membership agreement.