No monthly fees when you go paperless.

Access your cash for free at 30,000+ ATMs.

Checking Made Simple for Everyday Life.

Your checking account should make life easier. Everyday Checking keeps things simple with no monthly fees when you go paperless, no minimum balance to track and the essentials you need to manage your money with confidence. It’s straightforward, reliable and built to support the way you bank every day.

What Every Checking Account Gets

  • Easy, Fee-Free Cash

    At 30,000+ ATMs

  • Free Visa Debit Card

    For everyday use

  • Get Paid Early

    With direct deposit

  • Digital Banking

    Anytime, anywhere

  • Pay Bills Safely

    Online and on time

  • Real Help

    From real people

  • Bank at Over 5,000

    Shared branches

  • Optional Overdraft Protection

    If needed1

Compare Elite Checking Accounts

Select the accounts you want to compare:

Elite Checking

Elite Plus Checking

Estimated Monthly Value†
$52 Value!
$97 Value!
ID Theft Protection2
Yes!
(Coverage: $10,000)
Yes!
(Coverage: $25,000)
Credit File Monitoring*
Private WiFi (VPN)
Cell Phone Protection3
Yes!
(Coverage: $400 claim)
Yes!
(Coverage: $600 claim)
Purchase Protection & Warranty3
Health Discounts*
24/7 Telehealth6*
Yes!
Yes!
(Covers family)
Earn Dividends on Your Balance
No
Yes!
0.25%
Exclusive Loan Discounts
No
Yes!
0.25% off Auto Loan Rates
0.125% off Closed-end Equity Loan Rates
$hopping Rewards™*
Travel & Leisure Discounts
(available via mobile and web only)
No Out-of-Network ATM Fees7
Disclaimers

A $2 monthly paper statement fee applies to Everyday Checking accounts unless you select eStatements.

1 Overdrafts: Overdrafts may occur with checks, ACH, ATM withdrawals, transfers, bill payments, debit card purchases, and other electronic payments. No fee is charged if your account is overdrawn by less than $20. If overdrawn by more than $20, a $20 fee applies per occurrence (maximum five per day). Payment of overdrafts is at the discretion of Frontwave Credit Union and not guaranteed. Declined items may also incur standard NSF fees. Overdraft services may be terminated if not repaid within 30 days. Other terms apply.