Elite Checking

* registration/activation required  

¹ Overdrafts: Overdrafts may occur with checks, ACH, ATM withdrawals, transfers, bill payments, debit card purchases, and other electronic payments. No fee is charged if your account is overdrawn by less than $20. If overdrawn by more than $20, a $20 fee applies per occurrence (maximum five per day). Payment of overdrafts is at the discretion of Frontwave Credit Union and not guaranteed. Declined items may also incur standard NSF fees. Overdraft services may be terminated if not repaid within 30 days. Other terms apply.  

² Eligibility of Benefits: Benefits are available to personal checking account owner(s) and joint account owners, subject to terms and conditions for the applicable Benefits. Benefit are available to non-publicly traded businesses and their business owner(s) listed on the account. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations, and/or churches and their members, schools, or their employees/students. For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member. (Fiduciary is not covered). Eligible family coverage, when provided (such as with Elite Plus), includes spouse/domestic partner, dependent children under age 25, and parent(s) residing in the same household.  

³ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance products are not NCUA insured, not a deposits, of or guaranteed by the credit union or any credit union affiliate.  

⁴ Credit Tools: Credit score is a VantageScore 3.0 based on a single bureau. Third parties may use different models type of credit score to assess your creditworthiness. Semiannual credit reports are provided through TransUnion.  

⁵ Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.  

⁶ Telehealth & Wellness: Telehealth benefit is available to the primary account holder for Elite Checking. For Elite Plus Checking, coverage extends to the account holder, spouse/domestic partner, and up to six dependent children age 2 and older. This is not insurance.  

⁷ Fees: Out-of-network ATM fees charged by the ATM owner or network may still apply and are not reimbursed. A $2 paper statement fee applies for Everyday Checking unless eStatements are selected.  

† Estimated values reflect typical monthly savings from comparable marketplace benefits and may change. Features may vary by account, and values are for illustration only with no cash equivalent.

Download our complete Checking Account Brochure for full details.