Take a big bite out of that ballooning balance.

A vacation here, an emergency expense there. It adds up fast. Before you know it, your credit card balance is higher than you’d like. The best way to cut down interest and get debt-free faster is with a solid plan.

Use our Credit Card Payoff Calculator to see how long it will take to pay off your balance. Adjust your monthly payment, interest rate, and remaining balance to find the fastest, most affordable path forward. 

Less interest. More savings. Start your plan today.

Disclaimers

Definitions

  • Current balance: Current outstanding balance on your credit card.
  • Interest rate (APR): The annual interest rate being charged for this credit card.
  • Payoff goal (in months): Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance.
  • Current monthly payment: The amount you are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.
  • Additional monthly charges: Total new charges you expect to put on this credit card per month.
  • Annual fee: Your annual fee for this credit card, if any.
  • Major purchase: If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
  • Months before purchase: Number of months before your major purchase will occur.

This calculator is for illustrative purposes only. The information shown is designed to provide basic information based upon your input and assumptions

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