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Business Fees & Charges
Business Banking Fees & Charges.
Running a business is challenging enough—understanding your banking fees shouldn’t be. At Frontwave Credit Union, we’re committed to clear, straightforward pricing with no hidden surprises. Whether you’re managing cash flow, processing payments, or growing your operations, we offer competitive rates and transparent fee structures to support your success. Have questions? Our Business Banking team is here to help.
Business Card Service Fees
|
Service Type
|
Details
|
Amount
|
|---|---|---|
| ATM Transactions | Frontwave Credit Union | FREE |
| ATM Transactions | CO-OP | FREE |
| ATM Transactions | Non CO-OP | $1.50 |
| International Service Assessment | Percentage of transaction value | 1.00% |
| Card Replacement | Not Applicable | $5.00 |
| Expedited Card Delivery | Not Applicable | $30.00 |
Business E-Commerce Fees
|
Service Type
|
Detail
|
Amount
|
|---|---|---|
| Internet & Mobile Banking | Not Applicable | FREE |
| Mobile Check Deposit | Not Applicable | FREE |
| Online Bill Pay | Not Applicable | FREE |
| Remote Transfers | Institution 2 Institution (incoming) | FREE |
| Remote Transfers | Institution 2 Institution (outgoing) | FREE |
| Remote Transfers | Person 2 Person (outgoing) | FREE |
Business Service Fees
|
Service Type
|
Detail
|
Amount
|
|---|---|---|
| Cashier’s Check | One per day | FREE |
| Cashier's Check | More than one per day | $3.00 |
| Compliance with Legal Orders | Not Applicable | $75.00 |
| Overdraft Protection Transfer | From savings | $2.00 |
| Returned Item | Nonsufficient Funds (NSF) Fee | $14.00 |
| Returned Item | Returned Loan Payment | $15.00 |
| Returned Item | Returned ACH Origination | $15.00 |
| Stop Payment | ACH or check | $25.00 |
| Stop Payment | Cashier’s check (with Indemnification Agreement) | $25.00 |
| Outgoing Wire Transfer | Not Applicable | $25.00 |
| Incoming Wire Transfer | Not Applicable | FREE |
| Statement Copy | Per statement | |
| Check Copy | Per item | $2.00 |
| ACH Origination Services | ACH set up fee, one time | $100.00 |
| ACH Origination Services | ACH origination monthly fee | $25.00 |
Fees Effective January 1, 2026
View a printable PDF
Banking Built for
Business.
We know how much work you’ve put into building your business—and we’re here to help you take it to the next level. Ready to get started? Fill out the form below, and one of our Business Banking experts will be in touch soon.
Select the accounts you want to compare:
eBusiness Checking
Frontwave Business Checking
Dividend Business Checking
Monthly Fee
Monthly Fee
$0
$10*
$15**
Free Monthly Transactions
Free Monthly Transactions
Unlimited
300
500
Cash Deposit Limits without Fee
Cash Deposit Limits without Fee
0
$10,000
$25,000
Additional Features
Additional Features
Ideal for digital-first businesses
Free Visa® debit card
Free Mobile Check Deposit
Free eStatements
Free electronic Bill Pay
Free Visa® debit card
Free Mobile Check Deposit
Free eStatements
Free electronic Bill Pay
In-branch support at 13 locations
Access to 5,000 shared branches and 30,000 fee-free ATMs
Access to 5,000 shared branches and 30,000 fee-free ATMs
Earns dividends In-branch support at 13 locations
Access to 5,000 shared branches and 30,000 fee-free ATMs
Access to 5,000 shared branches and 30,000 fee-free ATMs
Disclaimers
*The $10 monthly fee for Frontwave Business Checking can be waived by maintaining an average daily balance of $5,000 or $10,000 in combined relationship balances.
**The $15 monthly fee for Dividend Business Checking can be waived by maintaining an average daily balance of $10,000 or $25,000 in combined relationship balances.
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