LIMITED TIME PROMOTION

Come Home
to Frontwave.

Get $350 when you join.

People-First Banking 
Better rates, lower fees, and banking that puts you first.
Community-Driven Impact
Your membership helps support your community.

Better banking starts here.

Where you bank should feel like home. A place that has your back. Fair rates. Straight answers. Real people when you need help. 

That’s Frontwave. We’re Member-owned. Built to put you first. 

And coming home only takes a few simple steps. We’ll even give you $350* to make the move.

Ready to Make the Move?

Open Your Accounts

Setup Checking and Savings accounts with e-statements on the same day.

Set Up Direct Deposit

Start a $1,000+ monthly direct deposit within your first 90 days.

Get Rewarded

We'll drop $350 into your savings once you qualify. Simple as that.

Here’s Why Members Love Us.

  • We fight for you

    Built for Members, Not Profits.

  • Support That Sticks

    Long after the $350 hits.

  • Stop Paying for Average

    Keep more of what’s yours.

  • No Bonus Games

    Meet the requirements. Get paid.

Need Help?

No Hoops. No Hassle. Just $350 to Prove We’re Worth It.

Disclaimers

* Important Information and Disclosures

How to qualify: To receive the $350 bonus, open new Frontwave Checking and Savings accounts within the same day (subject to approval), enroll in e-statements, and set up recurring external direct deposits or ACH transfers totaling $1,000 or more. The $1,000 must post within a single calendar month and within 90 days of account opening. (Example: Two $500 paychecks within the same month qualifies.) Transfers between Frontwave accounts do not qualify. 

How you get paid: The bonus will be deposited into your Frontwave Savings account within 120 days if the requirements are met and your accounts remain in good standing. 

Who’s eligible: Offer available to new Frontwave members age 18 or older who live, work, or attend school in San Diego, Riverside, Imperial or San Bernardino counties, or who qualify through a Select Employer Group (SEG) or military affiliation. Not available to employees, volunteers, or anyone who has had a Frontwave account closed within the past 18 months. Limit one bonus per person. 

Other important info: Offer is effective as of August 1, 2025, and expires on January 31, 2027, and may change or end without notice. A 1099-INT will be issued for tax reporting purposes. 

Heads up, gig workers: To qualify, your deposits must come through as standard direct deposit or ACH into your Frontwave bank account. Transfers from a debit card or wallet (like PayPal or DasherDirect) do not count.