LIMITED TIME PROMOTION

Switch to Frontwave

$350* for New Members!

People-First Banking 
Better rates, lower fees, and banking that puts you first.
Community-Driven Impact
Your membership helps strengthen and support your community.

$350* When You Switch.

Banks and fintechs love flashy offers. But the fine print tells a different story. We’re putting $350 behind what we believe in. You.

Switch to Frontwave. You’ll feel the difference and won’t look back.

Why Frontwave?

  • We’re All In. On You.

    No gimmicks. No hoops. Just $350 that says we’re worth it.

  • You’re Not Just an Account. You’re a Partner.

    That means real support when it counts, not just when you sign up.

  • We’re Confident You’ll Stay.

    Because this isn’t just a bonus. It’s a commitment to your success.

Ready to Make the Move?

Open Your Accounts

Setup your new Checking and Savings accounts with e-statements.

Set Up Direct Deposit

Start a $1,000+ monthly direct deposit within your first 90 days.

Get Paid

We'll drop $350 into your savings once you qualify. Simple as that.

Need Help?

No Hoops. No Hassle. Just $350 to Prove We’re Worth It.

Disclaimers

* Important Information and Disclosures

How to qualify: To receive the $350 bonus, open new Frontwave Checking and Savings accounts within the same day (subject to approval), enroll in e-statements, and set up recurring external direct deposits or ACH transfers totaling $1,000 or more. The $1,000 must post within a single calendar month and within 90 days of account opening. (Example: Two $500 paychecks within the same month qualifies.) Transfers between Frontwave accounts do not qualify. 

How you get paid: Bonus will be deposited into your Frontwave Savings account within 120 days if requirements are met and accounts remain in good standing.

Who’s eligible: Offer available to new Frontwave members age 18 or older who live, work, worship, or attend school in San Diego, Riverside, Imperial or San Bernardino counties, or who qualify through a Select Employer Group (SEG) or military affiliation. Not available to employees, volunteers, or anyone who has had a Frontwave account closed within the past 18 months. Limit one bonus per person.

Other important info: Offer effective as of August 1, 2025, and may change or end without notice. A 1099-INT will be issued for tax reporting purposes.

Heads up, gig workers: To qualify, your deposits must come through as standard direct deposit or ACH into your Frontwave bank account. Transfers from a debit card or wallet (like PayPal or DasherDirect) do not count.