Save today. Reach your financial dreams tomorrow.
Hey, we get it. You're a live-for-today type of person. But the future is coming fast and it's best to be ready for it. Frontwave Credit Union's competitive Savings Accounts, Money Markets, Certificates and IRAs do a lot more than give you a place to stash your cash. They open up a world of possibilities. Someday that money could turn into that far-flung trip you always wanted to take, sending your kids to the college of their dreams or retiring in style.Compare Savings Accounts
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Savings Accounts
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Teen Savings Accounts
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Kids’ Savings Accounts
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| You should get this if | You need a go-to account to help you save to reach financial goals. | You are 13-17 years old with a parent/legal guardian as a joint owner. | You are 0-12 years old with a parent/legal guardian as a joint owner. |
| Key Features | Offered as an IRA, too | Start earning dividends immediately | Prizes for reaching savings goals |
| Minimum Opening Deposit | $5 | $5 | $5 |
| Dividend Rates | .05% Annual Percentage Yield (APY) | .05% Annual Percentage Yield (APY) | .05% Annual Percentage Yield (APY) |
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Savings Accounts
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| You should get this if | You need a go-to account to help you save to reach financial goals. |
| Key Features | Offered as an IRA, too |
| Minimum Opening Deposit | $5 |
| Dividend Rates | .05% Annual Percentage Yield (APY) |
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Teen Savings Accounts
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| You should get this if | You are 13-17 years old with a parent/legal guardian as a joint owner. |
| Key Features | Start earning dividends immediately |
| Minimum Opening Deposit | $5 |
| Dividend Rates | .05% Annual Percentage Yield (APY) |
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Kids’ Savings Accounts
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| You should get this if | You are 0-12 years old with a parent/legal guardian as a joint owner. |
| Key Features | Prizes for reaching savings goals |
| Minimum Opening Deposit | $5 |
| Dividend Rates | .05% Annual Percentage Yield (APY) |
Compare Certificate, Retirement, and Money Market Accounts
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Saver Certificates
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Certificates Accounts
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Individual Retirement Accounts (IRAs)
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Money Market Accounts
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| You should get this if | You want your savings to build at a higher rate, but with a lower opening deposit requirement | You have extra cash you can keep on deposit to maximize your savings at a higher rate. | You're ready to start saving for retirement. | You want the ideal blend of higher rates and anytime access to your money. |
| Key Features | Flexible terms Offered as an IRA, too |
Flexible terms. | Short-term and long-term tax benefits. | Tiered earnings. Offered as an IRA, too. |
| Minimum Opening Deposit | $100 to $500 opening deposit $10 to $500 monthly auto-deposit |
$1,000 | Varies by account type | $2,500 |
| Dividend Rates | Varies based on term | Varies based on term | Varies based on term | Varies based on deposit amount |
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Saver Certificates
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| You should get this if | You want your savings to build at a higher rate, but with a lower opening deposit requirement |
| Key Features | Flexible terms Offered as an IRA, too |
| Minimum Opening Deposit | $100 to $500 opening deposit $10 to $500 monthly auto-deposit |
| Dividend Rates | Varies based on term |
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Certificates Accounts
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| You should get this if | You have extra cash you can keep on deposit to maximize your savings at a higher rate. |
| Key Features | Flexible terms. |
| Minimum Opening Deposit | $1,000 |
| Dividend Rates | Varies based on term |
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Individual Retirement Accounts (IRAs)
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| You should get this if | You're ready to start saving for retirement. |
| Key Features | Short-term and long-term tax benefits. |
| Minimum Opening Deposit | Varies by account type |
| Dividend Rates | Varies based on term |
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Money Market Accounts
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| You should get this if | You want the ideal blend of higher rates and anytime access to your money. |
| Key Features | Tiered earnings. Offered as an IRA, too. |
| Minimum Opening Deposit | $2,500 |
| Dividend Rates | Varies based on deposit amount |