We'll lend you a hand without charging an arm and a leg.
For auto loans, mortgage and every other type loan, Frontwave Credit Union delivers. We take a no-nonsense approach that keeps our rates competitively low, to help you reach new heights.
Rates Effective March 1, 2022
Please call for the most current information. All rates, terms and conditions may change without notice.
Personal Loans
| APR1 as low as | |
|---|---|
| Signature Loans | 8.99% |
| Line of Credit (overdraft protection) | 10.00% |
| Ready Cash2 - Line of Credit up to $500 | 18.00% |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
2 Ready Cash is available for active duty military personnel only.
VISA®
| APR 1 As Low As | |
|---|---|
| Visa Platinum | 9.50% |
| Visa | 13.00% |
| Share Secured Visa2 | 14.90% |
| Visa Signature Rewards3 | 12.99% |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
2 No minimum credit score required Consumer Loans
3 Variable rate subject to change
Auto Loans
| APR1as low as | Terms | Model Years | |
|---|---|---|---|
| Up to 120% financing | 1.99% | Up to 48 months | 2017 or newer |
| Up to 120% financing | 1.99% | Up to 60 months | 2017 or newer |
| Up to 120% financing | 2.99% | Up to 72 months | 2017 or newer |
| Up to 120% financing | 3.99% | Up to 843 months | 2017 or newer |
| Up to 120% financing | 4.74% | Up to 962 months | 2020 or newer |
| Up to 120% financing | 3.24% | Up to 48 months | 2012 – 2016 |
| Up to 120% financing | 3.50% | Up to 60 months | 2012 – 2016 |
| Up to 120% financing | 3.74% | Up to 72 months | 2012 – 2016 |
1 APR = Annual Percentage Rate. Rate includes a .25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. Example of actual terms available upon request.
2 On balances of $40,000 or more
3 On balances of $30,000 or more
Auto Loans/2017 or Newer Sample Payment: at 2.24% for 48-months, payment will be $21.80 per $1,000.00 financed.
Motorcycle Loans
| APR1 as Low As | Terms | Model Years | |
|---|---|---|---|
| Up to 120% financing | 4.50% | Up to 48 months | 2020 or newer |
| Up to 120% financing | 4.74% | Up to 60 months | 2020 or newer |
| Up to 120% financing | 5.24% | Up to 72 months | 2020 or newer |
| Up to 120% financing | 6.74% | Up to 48 months | 2014 – 2019 |
| Up to 120% financing | 7.24% | Up to 60 months | 2014 – 2019 |
1 APR = Annual Percentage Rate. Rate includes a .25% discount for automatic loan payments from a Frontwave Checking Account. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Motorcycle Loans/2020 or Newer Sample Payment: at 4.50% for 48-months, payment will be $22.80 per $1,000.00 financed.
Recreational Sport Vehicles
| APR1 as Low As | Model Years | |
|---|---|---|
| Up to 100% financing | 10.75% | 2020 or newer |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Recreational Vehicle/2020 or Newer Loan Sample Payment: at 7.75% for 60-months, payment will be $20.23 per $1,000.00 financed.
Recreational Vehicles
| APR1 as Low As | Model Years | |
|---|---|---|
| Up to 100% financing | 7.75% | 2020 or newer |
| Up to 100% financing | 8.25% | 2014 – 2019 |
1 APR = Annual Percentage Rate. All loan rates and conditions may change without notice. Example of actual terms available upon request.
Recreational Vehicle/2020 or Newer Loan Sample Payment: at 7.75% for 60-months, payment will be $20.23 per $1,000.00 financed.
Solar Loans
| Minimum Loan Amount | Maximum Loan Amount | APR1 as Low As | Terms |
|---|---|---|---|
| $5,000.00 | $75,000.00 | 3.49% | 96 months |
| $7,500.00 | $75,000.00 | 3.99% | 120 months |
| $10,000.00 | $75,000.00 | 4.49% | 180 months |
| $15,000.00 | $75,000.00 | 4.99% | 240 months |
Mortgages for real life.
Check Our Rates (opens in a new tab)The rates are great for loans and the staff is friendly.
— PAM R. MENIFEE, CA
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