APR = Annual Percentage Rate. Rate based on $600,000 loan amount, 80% loan-to-value, 700 credit score, rate/term refinance of primary single-family residence (no cash out). At 6.998% APR for a 30 year term, the payment schedule would be 60 fixed monthly payments at $3,597.30. Based on current market conditions, the monthly payment schedule would be:

Number of PaymentsTotal PaymentInterest Rate
60$3,597.306.000%
299$4,171.497.625%
1$4,167.837.625%


Payment example does not include property insurance and taxes. Rate valid as of 9/29/2026 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply.