5/5 ARM

APR = Annual Percentage Rate. Rate based on $600,000 loan amount, 80% loan-to-value, 700 credit score, rate/term refinance of primary single-family residence (no cash out). At 6.106% APR for a 30 year term, the payment schedule would be 60 fixed monthly payments of $1,679.91. Based on current market conditions, the monthly payment schedule would be:

  • 60 monthly payments of $1,679.91
  • 299 monthly payments of $1,869.78
  • 1 monthly payment of $1,867.40

Payment example does not include property insurance and taxes. Rate valid as of 12/22/2025 based on credit history, subject to credit approval, and subject to change without notice. Membership qualifications apply.